Terms of Service
The legal terms that govern your use of Peakwise AI.
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and TenSeven UG (haftungsbeschränkt) ("Peakwise", "we", "us", "our"), operator of the Peakwise AI platform available at https://peakwise.ai (the "Service"). By creating an account, accessing, or otherwise using the Service, you confirm that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy.
If you do not agree to any part of these Terms, you must not access or use the Service. We reserve the right to refuse service to anyone for any reason at any time, subject to applicable law.
You must be at least 18 years of age and have the legal capacity to enter into a binding contract under the laws of your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these requirements.
The Service is currently provided by TenSeven UG (haftungsbeschränkt), Tannenstraße 10a, 85764 Oberschleißheim, Germany. Contact: info@peakwise.ai, +49 151 58366525.
Upon successful incorporation and registration of Peakwise AI GmbH in the German Commercial Register, that entity will assume all rights and obligations under these Terms. Until such transfer is announced, all contractual relationships remain with TenSeven UG (haftungsbeschränkt).
Peakwise AI is a software-as-a-service technology platform that provides AI-assisted research, analytics and informational tools related to publicly traded securities, markets, portfolios and economic data. Features may include, without limitation, AI chat, stock dashboards, AI-generated scores, chart analysis, portfolio tracking and an economic calendar.
The Service is an informational and educational tool only. It is not a brokerage service, custodian, investment adviser, financial planner, tax adviser, legal adviser, or insurance product. We do not execute trades, hold client assets, or manage portfolios on a discretionary or non-discretionary basis.
We may, at our sole discretion and without prior notice, add, change, suspend, limit or discontinue any feature, content or functionality of the Service, including limits on usage, storage, requests, tokens or other system resources.
Important. Nothing made available through the Service constitutes investment advice, an investment recommendation, a solicitation or an offer to buy or sell any security, financial instrument, crypto asset or other product, nor does it constitute legal, tax or accounting advice. All content is general in nature and does not take into account your personal circumstances, financial situation, objectives or risk tolerance.
AI-generated content, scores, summaries, dashboards and signals are produced automatically and may be incomplete, outdated, biased, or factually incorrect ("hallucinations"). You must independently verify any information before relying on it and should consult appropriately licensed professionals before making any financial, legal or tax decisions.
You are solely responsible for your investment and trading decisions and for any resulting gains or losses. Past performance, model outputs and back-tested data are not indicative of future results. Investing in securities and other financial instruments involves substantial risk, including the risk of total loss.
Registration
To access most features you must create an account using a valid email address and a secure password, or via a supported third-party login (e.g. Google). You agree to provide accurate, current and complete information and to keep it up to date.
Security
You are responsible for safeguarding your credentials and for all activity that occurs under your account. You must notify us immediately at info@peakwise.ai of any suspected unauthorized access. We are not liable for any loss or damage arising from your failure to protect your credentials.
One Account per Person
Accounts are personal to you. You may not share, resell, sublicense, transfer or assign your account or access to the Service to any third party without our prior written consent.
Plans and Pricing
The Service is offered on a free tier and on paid subscription tiers (e.g. Basic and Pro). Current prices, included usage limits, token allowances and feature scope are shown on our pricing page and may be updated from time to time. All prices are shown including statutory VAT where applicable, unless stated otherwise.
Payment Processing
Payments are processed by Stripe. By subscribing, you authorize us and Stripe to charge your selected payment method on a recurring basis (monthly or annually, as chosen) until you cancel. You are responsible for keeping your payment details valid and up to date.
Renewal and Cancellation
Subscriptions automatically renew at the end of each billing period at the then-current price unless cancelled before the renewal date. You can cancel at any time in your account settings or via the Stripe customer portal; cancellation takes effect at the end of the current billing period. We do not provide refunds for partial periods, unused token allowances, or downgrade in the middle of a billing period, except where required by mandatory law.
Price Changes
We may change prices, plans and usage limits with at least 30 days' prior notice by email or in-app. Changes apply from the next renewal date. If you do not agree, you may cancel before the change takes effect.
Taxes
You are responsible for any taxes, duties or charges imposed by tax authorities on the use of the Service, other than taxes based on our net income.
If you are a consumer resident in the European Union, you have the right to withdraw from this contract within 14 days without giving any reason. The withdrawal period expires 14 days after the day of the conclusion of the contract.
To exercise the right of withdrawal, you must inform us (TenSeven UG (haftungsbeschränkt), Tannenstraße 10a, 85764 Oberschleißheim, info@peakwise.ai) by a clear statement (e.g. by email). To meet the withdrawal deadline, it is sufficient that you send your communication concerning the exercise of the right of withdrawal before the withdrawal period has expired.
Early expiration of the withdrawal right. By placing a paid order you expressly request that we begin providing the Service before the end of the withdrawal period and acknowledge that you will lose your right of withdrawal once the Service has been fully performed. For digital content not supplied on a tangible medium, the right of withdrawal also expires once performance has begun with your prior express consent and your acknowledgment of the loss of the withdrawal right.
You agree to use the Service only for lawful purposes and in accordance with these Terms. In particular, you must not:
(a) violate any applicable law, regulation or third-party right, including securities, market-abuse, anti-money-laundering, sanctions, data-protection and intellectual-property laws; (b) use the Service to provide regulated investment advice, portfolio management or brokerage services to third parties; (c) attempt to gain unauthorized access to the Service, other accounts, or any underlying systems or networks; (d) probe, scan, test the vulnerability of, or interfere with the integrity or performance of the Service; (e) reverse engineer, decompile, disassemble or otherwise attempt to derive source code, models, weights, prompts or training data, except where such restriction is prohibited by mandatory law; (f) use any automated means (bots, scrapers, crawlers) to access, copy or extract data from the Service beyond what is expressly permitted; (g) resell, sublicense, rent, lease or otherwise commercially exploit the Service or its output without our prior written consent; (h) submit content that is unlawful, infringing, defamatory, harassing, deceptive, malicious or designed to manipulate the AI system, including prompt-injection attacks; (i) use the Service to generate content that violates the acceptable use policies of our upstream AI providers.
We may suspend or terminate your access at any time and without prior notice if we reasonably believe you have breached these obligations.
Your Inputs
"User Content" means any prompts, queries, files, portfolio data and other information you submit to the Service. You retain all rights you have in User Content. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, process, transmit, reproduce and modify User Content solely to operate, secure, maintain and improve the Service and to comply with law.
AI Output
"Output" means content generated by the Service in response to your User Content. As between you and us, and subject to your compliance with these Terms and applicable third-party terms, you may use Output for your internal, non-commercial research purposes. Output may not be unique to you; similar or identical Output may be generated for other users, and you must not claim authorship of Output as if you had created it without AI assistance where such a claim would be misleading.
You are responsible for evaluating Output for accuracy, completeness, legality and fitness for purpose before relying on or distributing it. We make no warranty that Output is accurate, current or non-infringing.
Responsibility
You represent that you have all necessary rights in any User Content you submit and that submission and processing of such content does not violate any law or third-party right.
The Service relies on third-party providers, including without limitation market-data vendors (e.g. Bavest), AI model providers (e.g. OpenAI, Google), search/grounding providers (e.g. Perplexity), payment processors (e.g. Stripe), email infrastructure providers and hosting providers (e.g. Supabase, AWS, Cloudflare). Such providers may impose their own terms.
Market data, news, ratings, fundamentals, prices and other financial information are provided "as is" by these third parties. We do not guarantee that such data is accurate, complete, timely or free from delay, interruption or error and we shall not be liable for any decision made in reliance on such data.
The Service, including all software, models, prompts, designs, text, graphics, logos, trademarks and other materials (excluding User Content), is owned by Peakwise or its licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Service for your own internal, non-commercial use.
"Peakwise", "Peakwise AI" and related logos are trademarks of TenSeven UG (haftungsbeschränkt). All rights not expressly granted to you are reserved.
To the maximum extent permitted by applicable law, the Service and all Output are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied or statutory, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement and uninterrupted operation.
We do not warrant that the Service will be uninterrupted, secure, error-free, free of harmful components, or that any data, including AI Output, will be accurate, complete, reliable, current or suitable for any particular purpose, including any investment, trading, legal or tax decision.
Mandatory statutory warranties for consumers under applicable law remain unaffected.
To the fullest extent permitted by applicable law, Peakwise, its affiliates, directors, employees, agents and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, revenue, goodwill, data, business opportunities, investment returns or savings, whether based on contract, tort (including negligence), strict liability or any other legal theory, even if advised of the possibility of such damages.
In jurisdictions that do not allow such exclusions, our aggregate liability to you for all claims arising out of or relating to the Service in any 12-month period shall not exceed the greater of (a) the fees actually paid by you to us for the Service during the 12 months preceding the event giving rise to the claim, or (b) EUR 100.
German law mandatory provisions. Nothing in these Terms limits or excludes liability for (i) intent or gross negligence; (ii) injury to life, body or health; (iii) liability under the German Product Liability Act (Produkthaftungsgesetz); (iv) liability under any guarantee expressly given by us; or (v) other liability that cannot be limited or excluded under applicable mandatory law. In case of simple negligence, we are only liable for breach of a material contractual obligation (Kardinalpflicht), and such liability is limited to typical, foreseeable damages.
No liability for investment losses. Without limiting the above, we accept no liability for any trading or investment decision made in reliance on the Service or Output, including losses caused by inaccurate, delayed or missing data.
To the extent permitted by applicable law, you agree to indemnify, defend and hold harmless Peakwise and its affiliates, officers, employees and agents from and against any claims, damages, liabilities, losses, costs and expenses (including reasonable attorneys' fees) arising out of or related to (a) your User Content, (b) your use of the Service in breach of these Terms or applicable law, (c) your infringement of any third-party right, or (d) any investment, trading or other decision you make in reliance on the Service or Output.
You may stop using the Service and cancel your subscription at any time via your account settings. Free accounts may be closed by you at any time.
We may suspend or terminate your access to all or part of the Service, with or without notice, if (a) we reasonably believe you have breached these Terms; (b) required by law, regulator or court order; (c) necessary to protect the Service, our users, or third parties from harm or risk; or (d) we discontinue the Service or a material part of it. Where reasonably possible, we will give you advance notice.
Upon termination, your right to use the Service ends. Sections that by their nature should survive termination (e.g. IP, disclaimers, limitation of liability, indemnification, governing law) will survive.
We may amend these Terms from time to time to reflect changes in our Service, in law, or in our business practices. We will notify you of material changes by email and/or via a notice in the Service at least 30 days before the changes take effect. Your continued use of the Service after the effective date constitutes acceptance of the revised Terms. If you do not agree, you must stop using the Service before the changes take effect.
These Terms and any dispute arising out of or in connection with them or the Service are governed by the laws of the Federal Republic of Germany, excluding its conflict-of-laws rules and the UN Convention on Contracts for the International Sale of Goods (CISG). For consumers, this choice of law shall not deprive you of the protection afforded by mandatory provisions of the law of your country of habitual residence.
For merchants, legal entities under public law and special funds under public law, the exclusive place of jurisdiction for all disputes arising out of or in connection with these Terms is Munich, Germany. Consumers may bring proceedings in the courts of their country of residence or in the courts of Germany, as provided by law.
The European Commission provides a platform for online dispute resolution (ODR) at https://ec.europa.eu/consumers/odr. We are not obliged and not willing to participate in dispute-resolution proceedings before a consumer arbitration board.
Entire agreement. These Terms, together with our Privacy Policy and any plan-specific terms, constitute the entire agreement between you and us regarding the Service and supersede any prior agreements on the subject.
Severability. If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be replaced by a valid provision that comes closest to the economic intent of the parties.
No waiver. Failure to enforce any right under these Terms is not a waiver of that right.
Assignment. You may not assign or transfer these Terms or any rights hereunder without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization or sale of all or substantially all of our assets, or to an affiliate, including the planned Peakwise AI GmbH.
Force majeure. We are not liable for any failure or delay in performance to the extent caused by events beyond our reasonable control, including acts of God, war, terrorism, civil unrest, pandemics, governmental action, internet or power outages, or third-party service failures.
Language. These Terms are provided in English and German. In case of discrepancies, the German version shall prevail for users resident in Germany; for all other users, the English version shall prevail.
For any questions about these Terms of Service, please contact:
Tammo Elsner
TenSeven UG (haftungsbeschränkt)
Tannenstraße 10a · 85764 Oberschleißheim
These Terms of Service were last reviewed on May 18, 2026.